As someone owning a snow plowing business, you likely use or might obtain insurance to cover any potential incidents and situations. However, a General Liability plan can only cover so much, leaving out specialized dangers. A comprehensive snow plowing insurance plan includes a variety of coverage options that consider the needs of your business. Continue reading to learn about some of the coverage areas you can expect in this insurance plan.
Workers’ compensation is an important policy included by www.byrnesagency.com and other insurance providers. If an employee becomes ill or injured on the job, then insurance will cover medical costs, rehabilitation, and other expenses. At the same time, the company can collaborate to investigate the incident and develop preventative measures.
Commercial Auto Insurance
The vehicles are important in snow plowing, which is why they need coverage. Collision, vandalism and other physical damage to the work vehicle are included. Third-party injury and property damage are also part of the plan, protecting the company when others are affected by situations involving your drivers or vehicle.
Your business’s equipment, from snow blowers to salt spreaders, is integral to the services you provide. Therefore, you will need to protect them against potential dangers, from theft to damage. This coverage includes repair and replacement costs of these items.
Snowplowing insurance can cover multiple situations and exposures attached to the business. Remember these coverage areas and more when building your business’s customized plan.