Winter weather can quickly become dangerous for people and homes, and heavy snow can cause damage to roofs, foundations, and pipes. In many cases, your homeowners’ insurance will cover damages related to winter storms. However, that is rarely the case when the damage was preventable with routine maintenance. The following tips can help protect yourRead More…
An auto dealership owner must protect against liabilities unique to their business. These liabilities often require specific types of insurance in addition to the basics any company must carry. Here are two of the additional coverages provided by used auto dealer insurance programs that dealerships may need. Garage Liability Insurance Most businesses must carry generalRead More…
Picking the right coverage for your business takes time. For plenty of organizations, a traditional insurance arrangement is going to be a solid choice. Unfortunately, there are countless scenarios where a specialized arrangement is going to be much more useful. Failing to look at all of the options in front of you can be dangerous,Read More…
Cargo freighters handle much of the world’s international trade. They are the enormous vessels that cross oceans carrying everything from cars and trucks to toiletries. There are several risks in the cargo shipping industry that vessels must be protected against. 1. Piracy When a ship is at sea, it is necessarily vulnerable. In commercial shippingRead More…
Business owners who provide insurance for their employees often believe their only choice is to self-insure. While this is a viable option, it is not the only one. Choosing between self vs. captive insurance is worth careful consideration, especially for those companies whose income fluctuates throughout the year. Pros of Self and Captive Insurance Self-insuranceRead More…
There is — to put it simply — no substitute for high-quality, clean water. Whether your business is purifying water on an industrial scale — for a city or town — or makes devices that allow for water purification in the comfort of one’s home, you are likely aware of the deep importance of theRead More…
Managers and frontline staff working in nursing homes and assisted living facilities need to be vigilant in caring for residents who could put themselves in harm’s way by wandering off. Here are some fundamental considerations about long term care wandering. Record Incidents and Create Plans for Individuals Documenting occurrences and assigning appropriate designations to residentsRead More…
Saving for retirement is important if you want to have a comfortable lifestyle in your golden years and requires a certain amount of deliberate planning. There are several takes on the stages of retirement saving, but they all boil down to the same basic principles. Accumulation This is the stage where you are putting moneyRead More…
Running a real estate business is a complex venture. There are employees and their clients to account for. These people visit variable environments. You also likely have a large digital database full of personal information. There are many situations where you could be held liable. That’s why having real estate industry insurance can help. InsRead More…
Wholesale distributors know there are many risks that come with owning and running a business. Theft, fire, and flood are just a few reasons to consider wholesale distribution insurance. Know the hazards your company may face and how to mitigate them before disaster strikes. Natural Disasters Performing a risk assessment can help your business prioritizeRead More…