A comprehensive, effective educational system helps all generations, those living and those to come. Part of this framework includes dedicated and enthusiastic teachers who feel empowered to give their best to the children in their classrooms. To ensure the freest environment for success, educational entities must guarantee teacher legal rights. Civil Rights for Teachers TheRead More…
Many companies would benefit from additional cyber liability coverage above and beyond whatever protection is offered by their general liability insurance, and a good portion of them don’t realize it. Often, when they learn what cyber liability covers, it’s a quick decision to include an expanded coverage policy in the next insurance review, or evenRead More…
Force placed insurance is just what it sounds like: insurance that is placed on something by force. The entity forcing the policy is the lender of money, and the one who pays for it is the borrower. Your opinion of this type of coverage probably depends on whether you are the party who receives aRead More…
Whether a small bodega or a large retail grocer, protect your business and yourself with a grocery store insurance policy. A comprehensive risk management plan includes a policy that includes property and liability coverage, along with added protections for the risks inherent to the grocery industry. Liability Coverage Liability coverage protects you financially should aRead More…
There is a lot of confusion surrounding homeowners insurance. One of the biggest questions is what exactly does this insurance typically cover. The Home Although it may seem obvious, home insurance covers your home in the event of lightning, fire, or hail damage. It does not cover hurricanes, floods or other natural disasters unless youRead More…
Any business that has employees needs to provide insurance coverage for them…while also minding its budget. If you’re struggling to balance your monetary needs with the best protection for your workers, a group health insurance agency may be able to help you get the best of both worlds. Peace of Mind for Your Employees GroupRead More…
Determining whether to purchase commercial vs personal auto insurance is not always easy. Answering these three questions may help. 1. How Do These Types of Policies Differ? Commercial auto insurance policies are designed differently than personal auto insurance plans. A personal policy is written for a specific driver. The driving record of that person isRead More…
As a business owner, you understand the importance of having adequate insurance coverage to protect your employees and your property when an accident or weather event occurs. As vital as this coverage is, you must also protect your investment against unwanted claims made by employees. Employment Practices Liability Insurance, known as EPLI, covers legal feesRead More…
Comprehensive, reliable insurance is critical for all businesses and organizations. For owners of nonprofits and other organizations that rely on volunteers, finding the right insurance to cover a large number of people in a nontraditional structure can seem complicated. Fortunately, there are two broad types of nonprofit volunteer insurance that can provide coverage for allRead More…
Whether you’ve owned your Texas home for years or are a brand-new property owner in the Lone Star State, having comprehensive Texas home insurance can make a world of difference in protecting your property. Purchasing your home was a big decision, and getting personalized coverage can help provide a safety net for unexpected events. AsRead More…