If you live in condos or other properties owned by homeowners associations (HOAs), you are generally under their jurisdiction and their rules. However, as a homeowner yourself, you are protected against some of their more unfair policies. An HOA insurance plan can reinforce your homeowners rights against HOA acts of oppression.
Random Rules and Fines
All HOAs are obligated to run every change in their rules and regulations by the community and within a timely manner. They are not allowed to just introduce new rules and fine homeowners for not following them. Also, they are not allowed to charge hidden fees and fines. You have every right to challenge these actions with the help of an insurance plan.