The risks associated with performances and entertainment are unique and incredibly varied. Because of the individualized nature of events such as concerts, film and television production and dance performances, there are many risk-related concerns in the entertainment industry. Since the field of entertainment often includes live activities that are unpredictable or high risk in nature, there are several different kinds of entertainment insurance policies that you might want to consider.
Commercial General Liability
This is coverage provided to a business for property damage, bodily injury or personal injury that is caused by the company’s operations or production.
If there’s any chance that an employee could be hurt or injured while they are working, workers’ compensation should be included in your entertainment insurance policy. This coverage can cover costs associated with the employee’s medical expenses.
This coverage will protect your physical assets from things such as theft, vandalism, fire, explosions and burst pipes. It does not usually cover damage caused by flooding.
Special Event Liability
This coverage will cover costs associated with injury to others and damage caused to a rented property, as a result of the company’s operations or production.
The risks associated with performance and entertainment are multifaceted and come with a high level of risk. Depending on the type of show entertainment being produced you may also want to consider coverage for: