Safety is crucial when you’re on the road. In order to protect yourself, you need to have the right insurance plan. Unfortunately, most plans that cover motor truck drivers are somewhat limited. The average plan will cover any bodily injuries sustained during a collision, but will not protect the goods being transported on the truck. This is where cargo liability coverage can prove invaluable.
Protect Precious Merchandise
This plan option focuses specifically on the freight being carted on the truck. Whether you drive a flatbed, van, or box truck, this option can be a huge help when it comes to making sure no unforeseen disasters prevent you from reaching your destination with the merchandise in one piece.
This type of protection typically protects the goods in the event of:
For-Hire Driver Protection
This type of option is best suited for drivers who are transporting freight on a temporary basis. Since for-hire truckers aren’t usually covered by continuous plans, this option is a necessary precaution to ensure both you and the freight are protected while on the road.
When you’re tasked with delivering valuable freight across long distances, it is important to take a moment to consider whether or not you’re fully covered by your plan. Look into whether or not cargo liability coverage is a good fit for you and learn more about your options.