Many businesses offer their employees the option to participate in a group health plan. Other than meeting the Affordable Care Act requirements, businesses need to consider a few key factors before choosing a company such as Owen health care NJ.
Health care policies are available as a PPO or HMO plan. PPOs offer greater flexibility to choose doctors but often cost more for employers and employees. An HMO plan limits the choice of doctors but is often less expensive. Look at what the plan covers such as prescriptions, emergency room visits, annual physical exams and lab tests.