Safety is crucial when you’re on the road. In order to protect yourself, you need to have the right insurance plan. Unfortunately, most plans that cover motor truck drivers are somewhat limited. The average plan will cover any bodily injuries sustained during a collision, but will not protect the goods being transported on the truck. This is where cargo liability coverage can prove invaluable.
Protect Precious Merchandise
This plan option focuses specifically on the freight being carted on the truck. Whether you drive a flatbed, van, or box truck, this option can be a huge help when it comes to making sure no unforeseen disasters prevent you from reaching your destination with the merchandise in one piece.
Top Housing Insurance Coverages
For any owner of commercial property, insurance is crucial. This is particularly true for residential building owners. If you own low or mixed-income housing buildings, then you may need specific insurance options from quality groups like Housing Insurance Services Inc. When it comes to coverages, there are two primary coverages that you need to consider.
Commercial Property Coverage
Commercial property coverage protects your housing complex against fire, storms, theft, vandalism and burst pipes. In most cases, this type of coverage does not include earthquakes or flood insurance. However, you can choose add-ons for your policy. For instance, some policies might allow you to add on equipment breakdown and coverage for computer equipment.
Set Sail for Personalized Insurance Policies
As the Roman Stoic philosopher Seneca famously stated, “If one does not know to which port one is sailing, no wind is favorable.” Though he lived more than 2,000 years ago, Seneca’s words ring true today, especially when it comes to finding yacht club insurance. The modern world of insurance can be overwhelming with the sheer variety of options, but smart marina and yacht club owners not only know their business but also plan for the future.
Consider Your Needs
When beginning the search for comprehensive yacht club insurance, gather your company information together in a portfolio. Consider your company’s unique needs and how they can be best served by an insurance company. Some good facts and figures to have on hand include your company size, the types of seacraft and clientele to which you cater and your geographic location.