Many companies would benefit from additional cyber liability coverage above and beyond whatever protection is offered by their general liability insurance, and a good portion of them don’t realize it. Often, when they learn what cyber liability covers, it’s a quick decision to include an expanded coverage policy in the next insurance review, or evenRead More…
Force placed insurance is just what it sounds like: insurance that is placed on something by force. The entity forcing the policy is the lender of money, and the one who pays for it is the borrower. Your opinion of this type of coverage probably depends on whether you are the party who receives aRead More…
Whether a small bodega or a large retail grocer, protect your business and yourself with a grocery store insurance policy. A comprehensive risk management plan includes a policy that includes property and liability coverage, along with added protections for the risks inherent to the grocery industry. Liability Coverage Liability coverage protects you financially should aRead More…
There is a lot of confusion surrounding homeowners insurance. One of the biggest questions is what exactly does this insurance typically cover. The Home Although it may seem obvious, home insurance covers your home in the event of lightning, fire, or hail damage. It does not cover hurricanes, floods or other natural disasters unless youRead More…
As a business owner, you understand the importance of having adequate insurance coverage to protect your employees and your property when an accident or weather event occurs. As vital as this coverage is, you must also protect your investment against unwanted claims made by employees. Employment Practices Liability Insurance, known as EPLI, covers legal feesRead More…
Whether you’ve owned your Texas home for years or are a brand-new property owner in the Lone Star State, having comprehensive Texas home insurance can make a world of difference in protecting your property. Purchasing your home was a big decision, and getting personalized coverage can help provide a safety net for unexpected events. AsRead More…
Homeowners who allow their home insurance coverage to expire are at risk for the inability to pay out of pocket for repairs due to unexpected damage. This can prompt borrowers to default on mortgage payments, which may put lenders in a difficult financial situation. Here are three reasons why having additional lender placed hazard andRead More…
Cemeteries face their own unique liabilities, which is why it is important to have insurance coverage specifically designed for these final resting places. The safety of workers and grieving guests are of critical importance, so it is helpful to consider the various liabilities of cemeteries. Risks for Cemeteries Cemeteries are heavily trafficked by workers andRead More…
There are general liability construction issues that can plague the most seasoned contractors, and dealing with work-related accidents can be both expensive and time-consuming. As advised by the experts at https://www.sboneinsurance.com/, the right construction insurance policy makes the difference in having the financial resources necessary to withstand a lawsuit. This could be a deciding factorRead More…