Three Basic Liability Coverages For Manufacturers

Hilb Group

As a manufacturer, it’s vital that you carry adequate insurance coverage to protect your investment. As you contact various agents and build out your coverage, here are three simple liability coverages that you should plan to include in your policy.

General Liability Insurance

General liability protects you against third party lawsuits arising from everyday business activities. This can range from a potential client injuring themselves during a tour of your facility to a visitor’s car getting damaged in your parking lot. With the right coverage, you’ll be able to cover any legal fees and liabilities arising from such cases.

Pollution Liability Insurance

Whether it’s standalone or bundled with general liability, pollution liability protects you in the event that pollution from your business causes injury or property damage to a third party. According to the experts at Hilb Group, not only does it make funds available to cover your legal costs, but you can also use it to purchase equipment that will help prevent or limit pollution.

Professional Liability Insurance

Professional liability protects you from lawsuits where a third party claims that you committed an error that caused them to experience losses. An example of this could be if a client sues you because a part you manufactured for them didn’t meet the standard set forth in your contract. Once again, your policy would cover any legal fees and damages you owe.

These three coverages can serve as the foundation for any manufacturing insurance policy. Work with your agent to build out a policy that’s perfect for you.

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